Is PLN 300,000 Enough to Build a House? – 2025 Analysis

Is PLN 300,000 Enough to Build a House? – 2025 Analysis

Real construction possibilities within a budget of up to PLN 300,000

More and more people are asking themselves: is 300,000 PLN enough to build a house? In an era of rising material costs, inflation, and pressure on the real estate market, this budget seems limited. But the truth is: yes, you can build a house for under 300,000 PLN – provided you do it wisely .

The most important factor is the choice of construction technology . A traditional brick house in 2025 will practically not fit within this budget, unless we're talking about a shell. But if you choose prefabricated construction , a well-optimized design, and limited space, it's entirely possible.

What can you get for 300,000 PLN?

With a budget of PLN 300,000 you can have:

  • prefabricated house with an area of 25–35 m²,

  • developer plus or turnkey condition , depending on the equipment,

  • modern electric heating or air conditioning with heating function,

  • ready foundations and connections,

  • complete assembly and documentation.

Example models of Marysia Houses:

🏡 Model Marysia 01 35 m² (from PLN 279,000)

  • living room with kitchenette,

  • bathroom,

  • mezzanine bedroom,

  • large glazing, optional terrace,

  • assembly in 30 days.

➡️ See details of the Marysia 01 35 m² model

How to optimize costs?

If you want to stay within 300k, use these strategies:

  • Give up the basement and garage – choose a simple shape,

  • Choose a shed or flat roof – cheaper to build,

  • Replace the luxury finish with a simple but durable one – e.g. vinyl panels, painted OSB boards,

  • Choose a compact space – up to 35 m² you don't need a building permit,

  • Order prefab with assembly – it shortens the time and reduces the risk of additional costs.

What won't fit in 300,000?

In this budget you won't build :

  • turnkey house over 70 m²,

  • made of ceramic brick with a hipped roof,

  • with premium finishes (e.g. wooden floors, Villeroy&Boch fittings),

  • house with heat pump and photovoltaics – without subsidies.

But you can start with a smaller house and expand later – many prefabs are modular.

Option: Phased construction

If you have 300k, you can start with:

  1. Purchase of a plot of land with utilities (e.g. PLN 80,000–100,000),

  2. Construction of a 25 m² house in developer standard (up to PLN 180,000),

  3. Complete the finishing work independently or in stages (20-40 thousand),

  4. Optionally, add a terrace or sauna next year.

Summary: Is it worth it?

Yes – it is worth it if:

  • you want to live quickly, simply and independently,

  • you count every expense and don't want a 30-year loan,

  • you accept less space in exchange for quality and speed.

Building a house for PLN 300,000 is possible, but only if you act consciously.

📩 Order an individual quote for the prefabricated Marysia Houses at kontakt@domkimarysia.pl
🌐 Check out the available models: www.domkimarysia.pl

The article was prepared by Dorota Burzec – creator of Domki Marysia™